RiskSeal, Inc.


RiskSeal Digital Credit Scoring is an API platform that helps lenders evaluate credit risk with alternative data. It processes 400+ data points per applicant from 200+ online sources to generate an actionable Digital Credit Score. The analysis starts with core identifiers such as email, phone number, IP, and device metadata. It then goes deeper, capturing financial behavior, payment habits, and other digital signals that reveal true creditworthiness. It uses White-box explainable AI to ensure every decision is transparent and backed by clear reasoning. With RiskSeal, lenders gain faster decisions, higher approval rates, and reduced default risk.